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All Posts related to: Credit Reports

Helpful Tips
Pros and Cons of DIY Credit Monitoring
June 04, 2018

​You’ve probably seen or heard more advertising about credit monitoring protection lately. And why do they bother with those infomercials full of scare tactics? After all, you can order free annual credit reports from each of the three major credit bureaus to check for fraudulent activity, and…

​You’ve probably seen or heard more advertising about credit monitoring protection lately. And why do they bother with those infomercials full of scare tactics? After all, you can order free annual credit reports from each of the three major credit bureaus to check for fraudulent activity, and…

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The 4% Solution: Credit Freezes Offer Incomplete Protection Against Identity Theft
October 15, 2017

Since the Equifax data breach exposed the personal information of over 145 million Americans (plus a few thousand Canadians and Brits), people who had never heard of a credit freeze before have taken this step to protect their identities. The good news is that a credit freeze can protect you not…

Since the Equifax data breach exposed the personal information of over 145 million Americans (plus a few thousand Canadians and Brits), people who had never heard of a credit freeze before have taken this step to protect their identities. The good news is that a credit freeze can protect you not…

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Did You Know?
Credit Freeze vs. Fraud Alert: What Should You Do?
September 28, 2017

If you’ve followed the news since the Equifax data breach, you’ve heard loads of advice on how to protect yourself from identity theft: credit freezes, fraud alerts, and even talk of changing your Social Security number. So, which is better: credit freezes or fraud alerts? We’ve done the…

If you’ve followed the news since the Equifax data breach, you’ve heard loads of advice on how to protect yourself from identity theft: credit freezes, fraud alerts, and even talk of changing your Social Security number. So, which is better: credit freezes or fraud alerts? We’ve done the…

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Helpful Tips
Top 5 Ways to Protect Yourself After the Equifax Data Breach
September 18, 2017

The Equifax data breach has exposed Social Security numbers (SSNs), names, birth dates, addresses, and other personal data of more than 143 million Americans. The risks of identity theft will continue for years, so you need to take immediate steps to protect yourself now and for the future. Here…

The Equifax data breach has exposed Social Security numbers (SSNs), names, birth dates, addresses, and other personal data of more than 143 million Americans. The risks of identity theft will continue for years, so you need to take immediate steps to protect yourself now and for the future. Here…

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Changing Your SSN Can Double Your Trouble
September 16, 2017

Your financial identity centers on your Social Security number (SSN), which is why a stolen SSN is so valuable to an identity thief. The MyIDCare team has restored thousands of victim’s identities, working with financial institutions and government agencies to clean up their records. The victim…

Your financial identity centers on your Social Security number (SSN), which is why a stolen SSN is so valuable to an identity thief. The MyIDCare team has restored thousands of victim’s identities, working with financial institutions and government agencies to clean up their records. The victim…

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In the News
Equifax Breach Threatens Millions: How to Protect Yourself
September 07, 2017

If you’ve seen the news, you are probably wondering whether you’re affected by the Equifax data breach. The credit bureau just reported a cyber attack that compromised the personal information of up to 143 million consumers. According to Pamela Dixon, executive director of the World Privacy…

If you’ve seen the news, you are probably wondering whether you’re affected by the Equifax data breach. The credit bureau just reported a cyber attack that compromised the personal information of up to 143 million consumers. According to Pamela Dixon, executive director of the World Privacy…

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How to Protect the Deceased’s Identity
April 02, 2017

When a family member or loved one dies, you will face a great deal of grief, sorrow, and other intense emotional repercussions. It can be incredibly difficult to even contemplate how to take care of practical matters during such a trying time. Unfortunately, you and other family members and friends…

When a family member or loved one dies, you will face a great deal of grief, sorrow, and other intense emotional repercussions. It can be incredibly difficult to even contemplate how to take care of practical matters during such a trying time. Unfortunately, you and other family members and friends…

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Helpful Tips
How to Read Your Credit Report
March 14, 2017

So, you’ve received your free credit report…now what? Checking your credit report regularly is an important way you can help protect yourself from identity theft. If you’ve never reviewed one before, it’s easy to get overwhelmed or have questions. We want to help you fully understand your…

So, you’ve received your free credit report…now what? Checking your credit report regularly is an important way you can help protect yourself from identity theft. If you’ve never reviewed one before, it’s easy to get overwhelmed or have questions. We want to help you fully understand your…

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Even Bad Credit Reports are Identity Theft Targets
February 21, 2017

A guest post by Eva Velasquez, CEO, Identity Theft Resource Center Individuals might not realize how imperative it is to monitor their credit report and know their credit score, but they are both important steps to take in minimizing the risks of identity theft and in catching any suspicious…

A guest post by Eva Velasquez, CEO, Identity Theft Resource Center Individuals might not realize how imperative it is to monitor their credit report and know their credit score, but they are both important steps to take in minimizing the risks of identity theft and in catching any suspicious…

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Helpful Tips
Does Prescreening Hurt Your Credit Score?
February 16, 2017

If you’re like many Americans, your mailbox is filled with daily, weekly, or certainly monthly offers from credit card companies, insurance companies, and other vendors that have prescreened you by assessing your credit score—and decided to make you an offer. The question often arises: Do…

If you’re like many Americans, your mailbox is filled with daily, weekly, or certainly monthly offers from credit card companies, insurance companies, and other vendors that have prescreened you by assessing your credit score—and decided to make you an offer. The question often arises: Do…

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Helpful Tips
Ooh, Baby! Identity Theft in Diapers
January 31, 2017

Baby showers are so much more fun than they used to be. Instead of a ladies-only luncheon, expectant parents can now look forward to the “man shower,” the earth-friendly “green shower,” or the “sprinkle” mini-shower for a second baby. If you still struggle to find the perfect gift for a…

Baby showers are so much more fun than they used to be. Instead of a ladies-only luncheon, expectant parents can now look forward to the “man shower,” the earth-friendly “green shower,” or the “sprinkle” mini-shower for a second baby. If you still struggle to find the perfect gift for a…

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Ask an Expert
Identity Catch-22: Children and Credit Reports
November 24, 2016

There are so many rites of passage into adult life: learning to drive, graduating from high school, maybe college, your first job. Then there are the financial rites of passage: setting up your own bank account, renting an apartment, your first credit card. Sadly, identity theft can rob your child…

There are so many rites of passage into adult life: learning to drive, graduating from high school, maybe college, your first job. Then there are the financial rites of passage: setting up your own bank account, renting an apartment, your first credit card. Sadly, identity theft can rob your child…

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Helpful Tips
Credit Report Basics: What You Should Know
October 16, 2016

Like every adult who’s ever had a credit card, you probably know that you have a credit score that businesses can check to see if you’re a good financial risk. If you regularly request your credit report, which you can do for free once a year, you get an A+ for practicing good identity hygiene.…

Like every adult who’s ever had a credit card, you probably know that you have a credit score that businesses can check to see if you’re a good financial risk. If you regularly request your credit report, which you can do for free once a year, you get an A+ for practicing good identity hygiene.…

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In the News
Wells Fargo: Crisis of Confidence
September 29, 2016

The Wells Fargo bank investigation has been all over the news. The government’s Consumer Financial Protection Bureau has fined the bank for setting up around 1.5 million unauthorized bank accounts, taking out 565,000 credit cards in its customers’ names, and charging customers a variety of fees…

The Wells Fargo bank investigation has been all over the news. The government’s Consumer Financial Protection Bureau has fined the bank for setting up around 1.5 million unauthorized bank accounts, taking out 565,000 credit cards in its customers’ names, and charging customers a variety of fees…

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